No matter what your current money situation may be currently, we all have a desire to improve our finances. Our desire to improve financially overtimes fails to turn into action due to time constraints. Life is so busy and we are always on the go.

With so many other obligations vying for our time, we usually don’t allocate the proper amount of time towards fine-tuning our money management skills.

Control your budget with Every Dollar

 

EveryDollar is a free, simple, easy-to-use budgeting app (which we use) that makes keeping on track with your budget a breeze. This app was created by the financial expert Dave Ramsey to help users make the budgeting process easier and find the financial freedom that they desire.

Tracking your spending and managing your money is super convenient with the app, and it syncs across devices so whenever you open it, you’re looking at the most up to date information.

 

 

Make the right decisions using Cinch

Cinch Financial is an app dedicated to positively changing the way you interact with your finances every day. This app solves both the behavioral and product challenges people face when making financial decisions.

The app aims to help simplify your financial life by merging money and technology with customized advice and recommendations.

 

 

Track all your finances using Personal Capital

Personal Capital is a free financial app that allows you to keep track of every aspect of your finances. By linking your banking and investment accounts, including retirement accounts you can keep monitoring your budget and all investments in one dashboard.

This app offers free money management tools, as well as free financial advice based on your current financial picture.

 

Everyday spending under control with Mvelopes

If you’re familiar with how the ‘envelope system’ works, Mvelopes takes that idea and makes it digital.  Mvelopes gives you the tools to track your daily spending while keeping your monthly budget in perspective.

Mvelopes gives you the ability to connect bank accounts and put classic envelope budgeting to use to track your regular spending. A universal accounts screen lets you view checking, savings and credit card balances in one place. You can even sync the mobile app with the Mvelopes web app.

 

 

Let Wally balance your income and expenses

 

Wally allows you to balance your income and expenses by understanding where your money goes. It offers the ability to set financial goals, as well as save purchase receipts. You are then able to export the data into an Excel document.

If you have location services on, Wally will automatically identify and categorize where you are so you just need to enter the amount you spent, while smart notifications remind you of important things like an upcoming payment or an achieved goal.